5 Borough Success – A Leading Nationwide Buyer of Non-Performing Notes

At 5 Borough Success, we are one of the nation’s most active and trusted buyers of non-performing notes (NPNs). We specialize in acquiring distressed debt secured by both residential and commercial properties across the United States. Whether you’re a bank, credit union, hedge fund, servicer, or private investor, we provide a fast, reliable exit for your non-performing loan portfolios.

What Are Non-Performing Notes?

A non-performing note (NPN) is a loan where the borrower has fallen behind on payments, often 90+ days delinquent. These loans create carrying costs for lenders and investors, including legal expenses, servicing fees, and lost capital.

By selling non-performing notes to 5 Borough Success, institutions can:

• Reduce non-performing assets (NPAs).

• Clean up balance sheets.

• Free up capital for new lending.

• Avoid lengthy foreclosure timelines.

Why Work With 5 Borough Success

We are known for being a direct, repeat buyer of NPNs nationwide, with strong relationships across the lending and investment community.

• ✅ Nationwide Reach — We buy notes across all 50 states.

• ✅ Residential & Commercial — From single-family mortgages to jumbo commercial loans.

• ✅ Direct Transactions — No broker fees, we buy directly.

• ✅ Fast Closings — We evaluate pools and individual notes quickly.

• ✅ Institutional Relationships — Banks, credit unions, hedge funds, and private sellers trust us.

Types of Non-Performing Notes We Buy

• Residential First-Position Loans (performing & non-performing).

• Residential Second-Position Loans nationwide.

• Commercial Non-Performing Notes, including:

  • Multifamily

  • Mixed-use

  • Retail

  • Office & Industrial

  • Large-balance / jumbo commercial loans ($10MM+).

Our Process for Buying NPNs

1. Submission – Sellers send tape, loan pool, or individual file.

2. Review – We conduct quick due diligence (UPB, collateral, borrower status, valuation).

3. Offer – Receive fast, competitive pricing.

4. Close – Efficient closing process with full transparency.

We are committed to being efficient, discreet, and reliable partners for sellers nationwide.

Who We Work With

• Banks & Credit Unions – Selling charged-off or delinquent assets.

• Private Lenders – Offloading distressed loans.

• Investors & Hedge Funds – Seeking liquidity or portfolio rebalancing.

• Loan Servicers – Looking for buyers for assigned portfolios.

Frequently Asked Questions (FAQ)

Do you buy both residential and commercial non-performing notes?
Yes — we purchase both residential first- and second-position loans, as well as large commercial non-performing loans nationwide.

What size pools do you purchase?
We buy everything from single notes to large pools worth tens of millions, if not more.

How quickly can you close?
Depending on the pool size, documentation, and varying due diligence periods, we can close in as little as 2–4 weeks.

Sell Your Non-Performing Notes Today

If you’re looking for a reliable nationwide non-performing note buyer, partner with 5 Borough Success. We provide fast pricing, direct transactions, and proven expertise in the distressed debt market.

📞 Call us at (718) 738-5333 or fill out the form below to begin the process.