Hard Money Loans in North Jersey – Fast Fix & Flip Financing for Investors

North Jersey is one of the most competitive real estate markets in the state. With high rental demand, proximity to New York City, and strong after-repair value (ARV) potential, it’s a prime area for fix-and-flip investors.

At 5 Borough Success, we provide hard money loans in North Jersey that allow investors to close fast, fund renovations, and maximize profits. Whether you’re flipping in Jersey City, investing in Hoboken condos, or renovating a Newark multifamily, our programs are built for speed and flexibility.

What is a Hard Money Loan?

A hard money loan is short-term, asset-based financing designed for investors. Unlike traditional bank loans, approval is based primarily on:

• Current property value

• After-repair value (ARV) after renovations

• Exit strategy (sell or refinance)

This makes hard money loans the go-to solution for fix and flip, rehab, and short-term investment projects in North Jersey.

Why North Jersey is a Hotspot for Investors

• Jersey City & Hoboken (Hudson County): High rental demand, commuter hub, luxury condo flips.

• Newark (Essex County): Multifamily rehabs, growing redevelopment areas.

• Paterson & Clifton (Passaic County): Affordable entry points, strong rental demand.

• Fort Lee & Englewood (Bergen County): Upscale housing, strong resale value.

With strong demand and fast-moving inventory, hard money loans are critical for staying competitive in North Jersey.

Hard Money Loan Requirements in North Jersey

At 5 Borough Success, we streamline requirements so investors can move quickly:

• Down Payment: Typically 10–25% of purchase + rehab costs.

• Exit Strategy: Sell or refinance after renovations.

• Property Types: Single-family, multifamily, condos, and mixed-use.

• Credit Score: Flexible — deal quality matters most.

• Experience: First-time and seasoned investors welcome.

Benefits of Working With 5 Borough Success in North Jersey

• ✅ Fast approvals & closings — funding in as little as a few days.

• ✅ Flexible terms for fix and flip or rehab projects.

• ✅ Up to 65–75% of ARV financed.

• ✅ Local expertise in Hudson, Essex, Bergen & Passaic Counties.

• ✅ Trusted by New Jersey real estate investors.

North Jersey Cities We Serve

• Jersey City Hard Money Loans

• Hoboken Hard Money Loans

• Newark Hard Money Loans

• Paterson Hard Money Loans

• Fort Lee Hard Money Loans

• Englewood Hard Money Loans

Frequently Asked Questions (FAQ)

How fast can I get a hard money loan in North Jersey?
In many cases, we can fund in just a few days.

Do you cover renovation costs?
Yes — our loans finance both acquisition and rehab expenses.

Can you finance multifamily and mixed-use properties?
Yes, we fund single-family, multifamily, and small commercial/mixed-use properties.

Get Funded for Your Next North Jersey Investment Property

If you’re investing in Jersey City, Hoboken, Newark, Paterson, or anywhere in North Jersey, don’t wait on slow bank approvals. At 5 Borough Success, we provide fast, flexible hard money loans tailored for investors.

📞 Call us today at (718) 738-5333 or fill out the form below to apply now.