Hard Money Lender in Suffolk County, NY – Fast Fix & Flip Financing for Investors
Suffolk County offers some of the most attractive opportunities for real estate investors on Long Island. With a mix of older homes ready for renovation and growing demand for modernized housing, investors can achieve strong profits with the right financing.
At 5 Borough Success, we provide hard money loans in Suffolk County, NY, specializing in fix and flip financing, rehab loans, and short-term investment property funding. We help both first-time and seasoned investors close fast, renovate, and maximize returns.
What is a Hard Money Loan?
A hard money loan is short-term, asset-based financing designed for investors. Unlike traditional banks, which take months to approve loans, we focus on:
The property’s current value.
The after-repair value (ARV) once renovations are completed.
Your exit strategy — whether selling or refinancing.
This makes hard money loans the best solution for Suffolk County investors who need speed and flexibility.
Why Suffolk County is Ideal for Fix and Flip Investors
High Demand for Renovated Homes: Families and professionals want move-in-ready properties.
Diverse Market: From starter homes to luxury houses in the Hamptons.
Strong ARV Potential: Renovations in neighborhoods like Huntington, Babylon, Islip, Brookhaven, and Riverhead deliver strong returns.
Vacation & Rental Demand: Eastern Suffolk (including Hamptons areas) offers strong seasonal rental markets.
Hard Money Loan Requirements in Suffolk County
At 5 Borough Success, our goal is to simplify requirements so you can act quickly.
Down Payment: Usually 10–25% of purchase + rehab budget.
Exit Strategy: Plan to sell or refinance post-renovation.
Property Types: Single-family, multifamily, condos, and small mixed-use.
Credit Score: Flexible — deals matter more than perfect credit.
Experience: First-time flippers welcome.
Benefits of Working With 5 Borough Success in Suffolk County
✅ Fast approvals & closings — funding in days, not months.
✅ Flexible loan terms for rehab and fix & flip projects.
✅ Up to 65–75% of ARV financed.
✅ Local expertise across Suffolk County markets.
✅ Financing available for both first-time and experienced investors.
Our Loan Process
Apply – Submit your deal details.
Approval – We evaluate the property and projected ARV.
Funding – Receive capital for purchase and rehab.
Exit – Sell for profit or refinance into long-term financing.
Frequently Asked Questions (FAQ)
How quickly can I get a hard money loan in Suffolk County?
In many cases, we can approve and fund in just a few days.
Do your loans cover both purchase and renovation?
Yes — our fix and flip loans include acquisition and rehab expenses.
Do you fund luxury properties in the Hamptons?
Yes, we provide hard money financing for high-end fix and flip or investment properties in Hamptons markets.
Get Funded for Your Suffolk County Investment Property
If you’re flipping, rehabbing, or investing in Suffolk County real estate, don’t let slow bank approvals hold you back. At 5 Borough Success, we provide the fast hard money loans you need to win deals and boost profits.
📞 Call us today at (718) 738-5333 or fill out the form below to apply now.
Get in touch
77-15 164th St, Flushing, NY 11366
(718)738-5333
info@5boroughsuccess.com