Hard Money Lender in Queens, NY – Fast Fix & Flip Financing for Investors

Queens is one of New York City’s most competitive real estate markets, with strong rental demand and constant investment opportunities. For real estate investors looking to move quickly on deals, traditional banks can be too slow or restrictive.

At 5 Borough Success, we are a trusted hard money lender in Queens, NY, specializing in fix and flip loans, rehab loans, and short-term investment financing. Our programs are designed to help investors close fast, fund renovations, and maximize profits.

What is a Hard Money Loan?

A hard money loan is a short-term, asset-based loan that allows investors to purchase and renovate properties quickly. Unlike traditional bank loans, approval is based on the property’s value and after-repair value (ARV), not just borrower credit or income.

Key Features of Hard Money Loans:

Fast approvals & closings.
Based on property value & ARV.
Flexible terms for investors.
Covers both purchase & rehab costs.

Why Queens is a Prime Market for Hard Money Loans

Queens offers unique opportunities for real estate investors:

High Demand for Renovated Housing – Buyers and renters seek modernized homes.
Diverse Housing Stock – Single-family, multifamily, and mixed-use properties ready for upgrades.
Strong ARV Potential – Renovations in neighborhoods like Astoria, Flushing, Jamaica, and Ridgewood can deliver significant returns.
Investor Activity – Constant flow of fix-and-flip and rehab projects.

Hard Money Loan Requirements in Queens, NY

At 5 Borough Success, we keep requirements simple so investors can act quickly:

Down Payment: 10–25% depending on property and project.
Exit Strategy: Sell or refinance after renovations.
Property Type: Single-family, multifamily, condos, or small mixed-use in Queens.
Experience: Not required, though experienced flippers may receive better terms.

Benefits of Working With 5 Borough Success

✅ Fast approvals — funding in days, not months.
✅ Flexible loan terms for new and experienced investors.
✅ Up to 65–75% of ARV financed.
✅ Local Queens expertise — we know the neighborhoods and values.
✅ Trusted partner for fix-and-flip, rehab, and short-term loans.

Our Hard Money Loan Process

Apply – Share your property and project details.
Approval – We quickly assess property value and ARV.
Funding – Receive capital for both purchase and rehab.
Exit – Sell for profit or refinance into a long-term loan.

Frequently Asked Questions (FAQ)

How fast can I get a hard money loan in Queens?
Funding can be approved and released in as little as a few days.

Do your loans cover renovation costs?
Yes — our fix and flip loans finance both property purchase and rehab expenses.

Can first-time investors qualify?
Yes. We work with both first-time and experienced investors in Queens.

Get Funded for Your Next Queens Investment Property

Don’t let slow financing cost you a deal. At 5 Borough Success, we provide the hard money loans you need to close quickly and succeed in Queens’ fast-moving real estate market.

📞 Call us today at (718)738-5333 or fill out the form below to apply now.

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