Hard Money Loans on Long Island, NY – Fast Fix & Flip Financing

Long Island’s real estate market offers tremendous opportunities for investors — from starter homes in Nassau County to luxury properties in the Hamptons. But in a fast-moving market, slow bank approvals can cost you deals.

At 5 Borough Success, we are a trusted hard money lender on Long Island, NY, specializing in fix and flip loans, rehab loans, and short-term investment financing. We provide fast approvals, flexible terms, and funding solutions tailored to both first-time and seasoned investors.

What is a Hard Money Loan?

A hard money loan is short-term, asset-based financing designed for real estate investors. Unlike banks, which focus on tax returns and long underwriting, we look at:

• Current property value.

• After-repair value (ARV) after renovations.

• Exit strategy (sell or refinance).

This makes hard money loans the perfect fit for Long Island investors who need speed and flexibility.

Why Long Island is Ideal for Fix and Flip Investors

• Strong Buyer Demand: Families, professionals, and retirees want modernized homes.

• Diverse Markets: From single-family homes in Nassau to luxury Hamptons properties in Suffolk.

• High ARV Potential: Renovated homes can command premium values in competitive areas.

• Rental Opportunities: Strong demand for both year-round and seasonal rentals.

Hard Money Loan Requirements on Long Island

At 5 Borough Success, our requirements are simple:

• Down Payment: 10–25% depending on deal size.

• Exit Strategy: Plan to sell or refinance after rehab.

• Property Types: Single-family, multifamily, condos, or small mixed-use.

• Credit Score: Flexible — we focus on the deal.

• Experience: First-time and experienced investors welcome.

Benefits of Working With 5 Borough Success

• ✅ Fast approvals — funding in days, not months.

• ✅ Flexible terms for both rehab and fix & flip.

• ✅ Up to 65–75% of ARV financed.

• ✅ Local expertise across Long Island real estate.

• ✅ Support for investors of all experience levels.

Where We Lend on Long Island

Hard Money Loans Nassau County, NY

From Hempstead to Garden City to Great Neck, Nassau County offers strong buyer demand and competitive ARVs. Our Nassau hard money loans provide funding for both purchase and renovation.
👉 [Learn More About Nassau County Hard Money Loans]

Hard Money Loans Suffolk County, NY

Suffolk County includes everything from suburban flips to Hamptons luxury rehabs. We fund projects in Huntington, Islip, Brookhaven, Riverhead, and more.
👉 [Learn More About Suffolk County Hard Money Loans]

Frequently Asked Questions (FAQ)

How fast can I get a hard money loan on Long Island?
We can fund in as little as a few days, depending on the project.

Do your loans cover both purchase and rehab costs?
Yes — our loans finance both acquisition and renovation expenses.

Do you fund luxury flips in the Hamptons?
Yes, we provide hard money financing for high-value properties in Hamptons markets and throughout Suffolk.

Get Funded for Your Long Island Investment Property

Don’t miss out on Long Island’s opportunities because of slow financing. At 5 Borough Success, we provide the hard money loans you need to close quickly and profit from your investments.

📞 Call us today at (718) 738-5333 or click below to apply now.