Hard Money Fix and Flip Loans in the Bronx – Fast Funding for Investors

The Bronx is one of New York City’s most active real estate markets for fix and flip investors. With a large stock of older homes and steady demand for renovated housing, investors can achieve strong returns — but only if they can move quickly on financing.

At 5 Borough Success, we specialize in hard money fix and flip loans in the Bronx, helping investors close fast, fund renovations, and maximize profits.

What is a Hard Money Fix and Flip Loan?

A hard money loan is short-term financing designed for real estate investors who buy, renovate, and sell properties for profit. Unlike traditional mortgages, hard money loans are:

  • Based on the property’s value and potential (after-repair value, ARV).

  • Funded and approved much faster than banks.

  • Flexible for investors with limited documentation or credit issues.

This makes hard money financing the perfect tool for Bronx fix-and-flip projects.

Why Fix and Flip Investors Choose the Bronx

The Bronx offers unique advantages for investors:

  • Affordable Entry Costs: Compared to Manhattan and Brooklyn.

  • High Rental & Buyer Demand: Renovated homes sell quickly.

  • Diverse Neighborhoods: From Fordham and Morrisania to Throgs Neck and Riverdale.

  • Strong ARV Potential: Older properties can be modernized to meet current demand.

Requirements for a Hard Money Fix and Flip Loan

Every lender has slightly different criteria, but at 5 Borough Success, we focus on speed and flexibility. Typical requirements include:

  • Down Payment: Usually 10–25% of purchase + rehab budget.

  • Exit Strategy: Plan to sell or refinance after renovation.

  • Experience: Helpful, but first-time investors may qualify.

  • Property Type: Single-family, multi-family, or small mixed-use in the Bronx.

Benefits of Working With 5 Borough Success in the Bronx

  • Fast approvals (funding in days, not months).

  • Flexible terms for both new and experienced flippers.

  • Up to 65–75% of After-Repair Value (ARV) financed.

  • Local market expertise in Bronx neighborhoods.

  • Hands-on guidance throughout the project.

Our Process for Bronx Fix and Flip Loans

  1. Apply – Submit your deal details.

  2. Approval – Quick evaluation of property value + ARV.

  3. Funding – Receive capital for purchase and renovations.

  4. Exit – Sell or refinance after project completion.

Frequently Asked Questions (FAQ)

How fast can I get a hard money loan for a Bronx flip?
In many cases, funding can be approved and released in a few days.

Do you finance renovation costs?
Yes — our loans can cover both purchase price and rehab expenses.

Can first-time investors qualify?
Yes. While experience helps, we also work with first-time flippers who have strong deals.

Get Funded for Your Next Bronx Flip

If you’re ready to invest in the Bronx, don’t let slow financing hold you back. At 5 Borough Success, we provide the hard money fix and flip loans you need to succeed.

📞 Call us at (718) 738-5333 or fill out the form below to apply today.

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