Bridge Loans in Philadelphia, PA – Fast, Flexible Financing for Investors

Philadelphia is one of the most competitive real estate markets on the East Coast, and investors often need short-term capital to move quickly on opportunities. Whether you’re buying a property, stabilizing a rental, or waiting on long-term financing, a bridge loan in Philadelphia can be the solution.

At 5 Borough Success, we specialize in bridge loans across Philadelphia, PA, giving investors the speed and flexibility to close fast and keep projects moving.

What is a Bridge Loan?

A bridge loan is temporary financing designed to “bridge the gap” until permanent financing or a property sale occurs.

Key Features of Bridge Loans:

  • Terms from 6–24 months.

  • Approval based on property value & strategy.

  • Fast funding for time-sensitive deals.

  • Available for both residential investment properties and commercial real estate.

Why Philadelphia Investors Use Bridge Loans

Philadelphia offers diverse neighborhoods with opportunities for both residential and commercial investors. A bridge loan is often the right tool when:

  • You need to close quickly on a property before long-term financing is ready.

  • You’re renovating or stabilizing a property before refinancing.

  • You’re waiting on the sale of another property to free up capital.

  • You want to compete in a hot market like Center City, Fishtown, or University City.

Typical Bridge Loan Requirements in Philadelphia, PA

At 5 Borough Success, we focus on making approvals simple and fast.

  • Down Payment / Equity: Usually 20–30%.

  • Exit Strategy: Clear plan (sell or refinance).

  • Credit: Flexible — deal strength matters most.

  • Property Types: Single-family rentals, multifamily, and commercial properties.

  • Loan Size: From smaller investor deals to multi-million-dollar commercial assets.

Benefits of Bridge Loans with 5 Borough Success

  • Quick closings – funding often within 2–3 weeks.

  • Flexible loan structures for different property types.

  • Up to 70–75% of property value financed.

  • Local expertise in Philadelphia’s investment market.

  • Direct, reliable lending relationships.

Our Process for Philadelphia Bridge Loans

  1. Apply – Submit property details and exit plan.

  2. Approval – We quickly evaluate property value and financing needs.

  3. Funding – Receive capital in weeks, not months.

  4. Exit – Sell the property or refinance into long-term financing.

Frequently Asked Questions (FAQ)

How fast can I get a bridge loan in Philadelphia?
We can fund in as little as 2–3 weeks, depending on property type and documentation.

Do you offer bridge loans for commercial properties in Philly?
Yes — we finance multifamily, mixed-use, office, retail, and industrial properties across Philadelphia.

Can I qualify for a bridge loan as a new investor?
Yes — while experience helps, we also fund first-time investors with strong deals.

Secure Your Bridge Loan in Philadelphia with 5 Borough Success

If you’re investing in Philadelphia and need quick capital, don’t let timing cost you the deal. At 5 Borough Success, our bridge loans give you the flexibility to move fast and succeed in this competitive market.

📞 Call us at (718) 738-5333 or fill out the form below to apply now.

Get in touch

bridge loan philadelphia pa
bridge loan philadelphia pa